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DUI and Insurance Rates

If you’ve been arrested for DUI / DWI, you`re probably wondering how your legal troubles will affect your car insurance rates. Unfortunately, a drunk driving conviction can cause your auto insurance carrier to sharply increase your rates or even cancel your policy altogether. Fortunately, DUIAutoInsurance.com is in the business of helping you find affordable car insurance even after multiple drunk driving convictions. Simply contact us for a free, no-obligation quote to start the process of getting back on the road after a DUI / DWI arrest. Insurance companies calculate their rates using risk factors – the higher the risk of a claim, the more they charge. With car insurance, your driving record has an enormous impact on your auto insurance premiums. The number of tickets, accidents, and unfortunately, DUI / DWI arrests you have had will all be considered when your car insurance company is calculating how much to charge for your policy. Many drivers arrested for DUI / DWI wonder if they`re obligated to report a drunk driving arrest to their insurance company immediately. You`re under no obligation to do so unless you are convicted in court or have your driver`s license suspended in a motor-vehicle department administrative action. A DUI / DWI conviction can impact more than your car insurance rates the company that provides your homeowners` insurance can also increase your premiums after learning about a drunk driving conviction. Because of this, it`s imperative to consult with an experienced insurance professional who is knowledgeable about DUI / DWI convictions after any drunk driving arrest. You will likely be required to file an SR-22, or formal certificate of insurance, after a DUI / DWI conviction or administrative license suspension. Unfortunately, because SR22 forms are required only after a drunk driving arrest, submitting one to your insurance company is like announcing your DUI / DWI arrest over a loudspeaker. However, a company like DUIAutoInsurance.com that specializes in helping those with driving under the influence arrests to find affordable insurance understands exactly what you`re going through. Unfortunately, a DUI / DWI conviction will continue to impact your car insurance rates for as long as 10 years. Other items on your driving record, such as speeding tickets, will have a shorter “washout” period, but a DUI / DWI conviction will remain and affect your premiums. Fortunately, DUIAutoInsurance.com will continue to help you meet your car insurance needs by connecting you...
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Auto Insurance after a DUI

Obtaining affordable car insurance after a DUI/DWI conviction can be extremely challenging. Many national car insurance companies will vastly increase your rates or cancel your policy altogether after a drunk driving conviction or an administrative DMV suspension. DUIAutoInsurance.com is a different kind of company. We understand that you need affordable, reliable car auto insurance more than ever after a DUI/DWI conviction, and we`ll help you find the coverage you need. Simply contact us for a free, no-obligation insurance quote. Insurance companies use risk to calculate premiums. With car insurance, many risk factors come into play when calculating rates – your likelihood of having your car stolen, of being hit by an uninsured driver, of being involved in a collision where you`re at fault. In addition to factors such as your geographic location, your driving record plays an enormous role in determining your auto insurance rates. Tickets, accidents – and yes, DUI/DWI convictions – all affects your auto insurance rates. Filing an SR-22 form after a DUI / DWI conviction or a DMV suspension also sends a red flag to your insurance company about a drunk driving arrest. An SR22 is formal proof of insurance certificate that is only required of DUI / DWI drivers. Because of this, it`s imperative to consult with experienced providers such as DUIAutoInsurance.com who can make the SR-22 process as smooth as possible for you. Your driver`s license may be suspended by the court or the DMV after a DUI / DWI arrest or conviction. However, most states allow some drivers to obtain a provisional license for travel to work and other essential destinations if certain conditions are met. Many drivers mistakenly believe that they cannot obtain car insurance with a restricted driver`s license, but that`s simply not true. It`s not only possible, it`s required by law. The outcome of your drunk driving case can greatly affect your insurance rates, so it`s critical to have a skilled DUI / DWI attorney handling your case. An experienced DUI /DWI attorney will fight to minimize or even eliminate the consequences of a drunk driving arrest and press for the least-serious charge possible, which can impact your auto insurance rates. The length of time a DUI / DWI conviction stays on your driving record and impacts your insurance rates depends on the laws of your individual state, but many states keep this information on your record for 10...
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